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Loan Programs
Which mortgage option fits your situation?
Not all loans are created equal, and what works for your neighbor might not be your best move. Different programs—whether fixed-rate, adjustable-rate, government-backed, or portfolio loans—come with different costs, flexibility, and long-term trade-offs. The right choice depends on how long you plan to stay in your home, your risk tolerance, and what your financial picture looks like today. I find that many borrowers pick a loan type by accident rather than by design. Spending a little time now to understand your actual options can mean real savings and fewer surprises down the road. I'm happy to walk you through what's available and what each one means for your payment and your peace of mind. Let's talk about which loan program makes the most sense for you.
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