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Loan Programs
Why your neighbor's mortgage might not be your best fit
One of the biggest mistakes I see is borrowers choosing a loan program based on what worked for someone else—a friend, a family member, even a coworker. But here's the thing: your financial situation, timeline, and goals are unique. A 15-year fixed might be perfect for one person and completely wrong for another. The same goes for adjustable-rate loans, jumbo products, and specialty programs. What matters is matching the right loan structure to your circumstances: how long you plan to stay in the home, how much monthly payment flexibility you need, whether rates are rising or falling. I'm here to walk through your actual situation and show you which program makes sense—not which one sounds good in conversation. Let's talk through what's right for you.
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